关于财务的职场英语知识

导读：以下是一些关于公司财务的专业词汇，不做这一行，还真有些生疏的感觉，了解一下吧！

Pay check

An official form issued by a company which can be cashed at designated financial institutions.

工资支票

公司签发的、能够在指定金融机构兑现的支票

Pay stub

Basically a receipt for record-keeping. Identifies all of the items and amounts used in calculating the final amount of the pay check.

工资存根

存档的收据。用来核算签发的支票金额和应付的相关项目金额。

Pay period

The time covered between pay checks. Can be daily (rare), weekly,monthly, bi-weekly (every 2 weeks), or bi-monthly (twice a month, usually in the middle and end of the month).

工资周期

两次发工资间隔的时间。可以是每天（极少），每周，每月，双周，半月（每月两次，通常在月中和月末，bi-monthly本意是双月的意思，而实际上是指一月两次，人们将错就错）。

Pay rate

An agreed amount that the company pays per unit of time worked or unit of work done.

工资标准

公司按双方商定的支付标准，以计时或计件的方式支付员工工资。

Gross

The base employee income for a specified period, based on pay rate. Can be:

1. Salary (a fixed amount, daily/weekly/monthly, which is adjusted, based on number of days worked/not worked)

2. Wage (an hourly rate adjusted for the number of hours worked)

3. Piece (a certain amount for each unit of work done)

The gross income can also be adjusted for items such as commissions and bonuses.

总额

根据一定的工资标准，员工在一定时期内的基本收入可以是：

薪水（每日/每周/每月固定的数额，根据工作日数作调整）

时薪（根据工作时数作调整的每小时工资标准）

计件工资（对每件完成的工作支付的金额）

工资总额还可以根据佣金和奖金作调整。

Commissions

Money earned on a regular basis based on previous sales made.

佣金

根据以往的销售业绩，定期发的钱。

Bonuses

Money paid by the company for various reasons, such as meeting objectives, productivity incentives, special events (e.g. Xmas), etc.

奖金

公司根据不同原因支付的钱，如完成任务，激励员工提高生产力，特殊节日（如圣诞节），等等。

Deductions

Deductions are amounts retained by the company from your gross amount.

They are also commonly referred to as deductions at source. Some of the more common deductions are:

1. Income tax

Federal, state(U.S.) or provincial(Canada), municipal in some locations

2. Pension

employee contributions for retirement. A common plan in the United States is the 401K plan.

3. Medical

To pay for medical insurance. This is more common in America. In Canada, every citizen is already covered by a global plan called Medicare, so the company plan most commonly found there is for dental care, which isn't covered by Medicare.

4. Charity

Donations made to a charity of the employee's choice.

扣除

扣除费用是公司从你的工资总额中保留的部分。通常也被称为从源头上扣除（直接从工资中扣除）。一些常见的扣除费用有：

1. 个人所得税（联邦，州（美国）或省（加拿大），一些自治市或自治区）

2. 养老金（为退休后做的准备金。在美国常见的是401K计划。）

3. 医疗保险（为医疗保险所付的钱。这在美国更普通。在加拿大每一个公民都参加一个被称为医疗保健的全球计划，所以公司的医疗计划通常只是为医疗保健不覆盖的牙科。）

4. 慈善资金（根据员工自愿捐助的慈善基金。）

Net

The amount left after all deductions have been made from the gross income. This is what you finally get to put in your pocket!

净工资

从总工资中扣除所有项目后剩余的数额。这是你最终能放入钱包中的钱。

Raise

Adjustment of pay rate, usually based on performance, cost of living, or promotion.

加薪

工资标准的调整，通常是根据工作表现，生活费用，和升职

Direct deposit

Electronic transfer of your net amount to a bank.

直接存入银行

将你的净工资直接转入银行。

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